Randal S. Poirier, ChFC, Financial Planner, Independence Financial Partners

Helping You Navigate To A Secure Financial Future -your personal financial compass 

Randal Poirier, ChFC, of Independence Financial Partners, is the trusted financial advisor of choice for high net worth individuals, small businesses, and non-profit organizations in Newport County, RI and South Eastern Massachusetts. 

My financial planning services are fee-based and completely objective. My recommendations are based on your goals.  However, my firm is backed by the John Hancock Financial Network, which gives me the advantage of access to best-in-class solutions from many of the country's most well-respected financial services companies.

Once I've completed your written financial plan, you may choose to continue working with me as your advisor or implement the recommendations on your own.  I provide full disclosure of how I am compensated and a complete menu of advisor-client relationship options.  I also provide a thorough financial review every six months to help you avoid wealth erosion and maintain financial independence.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

Testing Your Liability Limits

This quiz tests the reader’s understanding of personal liability.

Higher Education Pays, But So Will You

It’s likely that admission to the nation’s top colleges and universities will remain competitive, but adequate college savings can help ensure that a student’s opportunity to attend his or her school of choice is not compromised by the lack of resources.

Good Care Begins Early

Ironically, people who avoid important discussions because they don’t want to be a burden are sowing seeds for even greater troubles because they are forestalling preparation and ignoring the risks associated with aging, possibly until it’s too late.

Beware the Better-Than-Average Effect

Economists have found that, on average, people tend to believe that their own lives are improving at a faster rate than most everyone else's.

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